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FAQs
FAQs
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Your Questions
Answering
Your Questions
Answering
Your Questions
Got more questions? Send us your enquiry below
Got more questions? Send us your enquiry below
Got more questions? Send us your enquiry below
Can foreigners buy or own property in Bali?
Foreigners cannot directly own freehold land (Hak Milik) in Indonesia, including Bali, under the law. However, they can legally acquire property rights through alternative structures. Common pathways are to purchase a long-term leasehold (Hak Sewa) for a fixed period (often 25–30 years) or to buy property using a Right of Use (Hak Pakai) title (available with a long-term stay permit). Another option is to set up a foreign-owned company (PT PMA) which can hold a Right-to-Build title (Hak Guna Bangunan) on land, giving effective ownership/control for an initial 30-year term (extendable up to 80 years). In summary, while foreigners cannot own freehold land outright, they can invest securely via long leases, Hak Pakai titles, or through a PT PMA company structure in compliance with Indonesian law.
What is the difference between freehold and leasehold in Bali?
Freehold (Hak Milik) means permanent ownership of land – it is the strongest property title, but only Indonesian citizens can hold Hak Milik. Freehold ownership has no time limit; the owner can use, sell, or pass down the land indefinitely (subject to zoning laws). In contrast, leasehold (Hak Sewa) means you have the right to use the land or property for a set term as specified in a contract. With a leasehold, the foreign buyer (lessee) does not own the land itself, but leases it for an agreed period (e.g. 25 years). After the lease period ends, ownership reverts to the original landowner unless an extension is agreed. Leasehold agreements often include options to extend the term by renegotiating with the owner. In summary: freehold is outright ownership (not available to foreigners directly), whereas leasehold is a long-term rental of the property/land for a number of years.
What is a PT PMA (foreign-owned company) and do I need one to buy property?
A PT PMA (Perseroan Terbatas Penanaman Modal Asing) is a foreign-owned limited liability company in Indonesia. Setting up a PT PMA is a common way for foreigners to invest in Bali real estate. This company structure can hold land titles that foreigners individually cannot, such as Hak Guna Bangunan (HGB – Right to Build). Through a PT PMA, a foreign investor can effectively own property with a long-term HGB title (initially 30 years, extendable up to 80 years) and even mortgage or resell the property under the company’s name. You might need a PT PMA if you want to purchase what is essentially a freehold property (land or villa) as a foreigner – the PT PMA becomes the legal owner of the land (holding HGB or usage rights), and you own the company. Forming a PT PMA involves administrative effort and costs, so it’s usually pursued by those looking at significant investments or commercial ventures. In summary, you do not need a PT PMA for a straightforward leasehold purchase, but if your goal is to hold property in a more secure, long-term way akin to ownership (or to run a business on the property), establishing a PT PMA is the safest legal route for foreign ownership in Bali.
What are the steps to buying property in Bali?
The process typically involves a few key stages. First, find a property that suits your needs and budget – usually with the help of a reputable agent who knows the Bali market. Once you’ve identified the property and agreed on a price, you will sign a preliminary agreement or Letter of Intent/Sales & Purchase Agreement and pay a deposit (often 10%). Next, you should engage a notary (PPAT) or legal professional to conduct due diligence – this means checking the property’s land certificate, verifying the seller’s ownership, ensuring there are no outstanding debts or legal disputes, and confirming the zoning and permit status. After due diligence is satisfactory, the notary will draft the Sales and Purchase Agreement (Akta Jual Beli or lease agreement). Both buyer and seller (or their representatives) then sign the deed of sale in front of the notary, and the balance of the purchase price is paid. Finally, the notary will register the transfer with the National Land Agency (BPN). If you’re a foreigner, the property would be registered under the appropriate title (leasehold in your name, or Hak Pakai in your name if eligible, or under your PT PMA’s name for an HGB). At this point, you take possession of the property. In summary: find a property → due diligence with notary → sign purchase deed and pay → registration of new ownership/lease. Always use a trusted notary to ensure each step is handled correctly.
Is it safe to buy property in Bali?
Buying property in Bali can be very safe and rewarding if done correctly. Thousands of foreigners have successfully purchased villas or land (mostly via leasehold or company structures) and enjoy secure ownership rights. Bali is a well-established destination for foreign investment, and the government welcomes it – but it’s crucial to navigate the legal framework properly. The main safety concerns are legal rather than physical: you must ensure the transaction is legal and the property’s status is clear. This means using the allowed ownership methods (leasehold, Hak Pakai, PT PMA) and avoiding illegal shortcuts. When you follow the regulations, Indonesian law does protect your rights (for instance, leases and usage rights are enforceable contracts). Working with experienced professionals – licensed agents, notaries, lawyers – adds a layer of security. They will verify the property’s background and make sure all documents are in order. Additionally, Bali’s property market has been stable, and contracts (when properly executed) are honored. However, one must be cautious of overly “easy” deals (e.g. being offered a freehold via a local nominee) which might seem safe but carry hidden risks. In summary, Bali’s real estate market remains attractive and safe for foreign buyers who do their homework. By adhering to Indonesian law and exercising due diligence, you can confidently invest in Bali property.
Can foreigners buy or own property in Bali?
Foreigners cannot directly own freehold land (Hak Milik) in Indonesia, including Bali, under the law. However, they can legally acquire property rights through alternative structures. Common pathways are to purchase a long-term leasehold (Hak Sewa) for a fixed period (often 25–30 years) or to buy property using a Right of Use (Hak Pakai) title (available with a long-term stay permit). Another option is to set up a foreign-owned company (PT PMA) which can hold a Right-to-Build title (Hak Guna Bangunan) on land, giving effective ownership/control for an initial 30-year term (extendable up to 80 years). In summary, while foreigners cannot own freehold land outright, they can invest securely via long leases, Hak Pakai titles, or through a PT PMA company structure in compliance with Indonesian law.
What is the difference between freehold and leasehold in Bali?
Freehold (Hak Milik) means permanent ownership of land – it is the strongest property title, but only Indonesian citizens can hold Hak Milik. Freehold ownership has no time limit; the owner can use, sell, or pass down the land indefinitely (subject to zoning laws). In contrast, leasehold (Hak Sewa) means you have the right to use the land or property for a set term as specified in a contract. With a leasehold, the foreign buyer (lessee) does not own the land itself, but leases it for an agreed period (e.g. 25 years). After the lease period ends, ownership reverts to the original landowner unless an extension is agreed. Leasehold agreements often include options to extend the term by renegotiating with the owner. In summary: freehold is outright ownership (not available to foreigners directly), whereas leasehold is a long-term rental of the property/land for a number of years.
What is a PT PMA (foreign-owned company) and do I need one to buy property?
A PT PMA (Perseroan Terbatas Penanaman Modal Asing) is a foreign-owned limited liability company in Indonesia. Setting up a PT PMA is a common way for foreigners to invest in Bali real estate. This company structure can hold land titles that foreigners individually cannot, such as Hak Guna Bangunan (HGB – Right to Build). Through a PT PMA, a foreign investor can effectively own property with a long-term HGB title (initially 30 years, extendable up to 80 years) and even mortgage or resell the property under the company’s name. You might need a PT PMA if you want to purchase what is essentially a freehold property (land or villa) as a foreigner – the PT PMA becomes the legal owner of the land (holding HGB or usage rights), and you own the company. Forming a PT PMA involves administrative effort and costs, so it’s usually pursued by those looking at significant investments or commercial ventures. In summary, you do not need a PT PMA for a straightforward leasehold purchase, but if your goal is to hold property in a more secure, long-term way akin to ownership (or to run a business on the property), establishing a PT PMA is the safest legal route for foreign ownership in Bali.
What are the steps to buying property in Bali?
The process typically involves a few key stages. First, find a property that suits your needs and budget – usually with the help of a reputable agent who knows the Bali market. Once you’ve identified the property and agreed on a price, you will sign a preliminary agreement or Letter of Intent/Sales & Purchase Agreement and pay a deposit (often 10%). Next, you should engage a notary (PPAT) or legal professional to conduct due diligence – this means checking the property’s land certificate, verifying the seller’s ownership, ensuring there are no outstanding debts or legal disputes, and confirming the zoning and permit status. After due diligence is satisfactory, the notary will draft the Sales and Purchase Agreement (Akta Jual Beli or lease agreement). Both buyer and seller (or their representatives) then sign the deed of sale in front of the notary, and the balance of the purchase price is paid. Finally, the notary will register the transfer with the National Land Agency (BPN). If you’re a foreigner, the property would be registered under the appropriate title (leasehold in your name, or Hak Pakai in your name if eligible, or under your PT PMA’s name for an HGB). At this point, you take possession of the property. In summary: find a property → due diligence with notary → sign purchase deed and pay → registration of new ownership/lease. Always use a trusted notary to ensure each step is handled correctly.
Is it safe to buy property in Bali?
Buying property in Bali can be very safe and rewarding if done correctly. Thousands of foreigners have successfully purchased villas or land (mostly via leasehold or company structures) and enjoy secure ownership rights. Bali is a well-established destination for foreign investment, and the government welcomes it – but it’s crucial to navigate the legal framework properly. The main safety concerns are legal rather than physical: you must ensure the transaction is legal and the property’s status is clear. This means using the allowed ownership methods (leasehold, Hak Pakai, PT PMA) and avoiding illegal shortcuts. When you follow the regulations, Indonesian law does protect your rights (for instance, leases and usage rights are enforceable contracts). Working with experienced professionals – licensed agents, notaries, lawyers – adds a layer of security. They will verify the property’s background and make sure all documents are in order. Additionally, Bali’s property market has been stable, and contracts (when properly executed) are honored. However, one must be cautious of overly “easy” deals (e.g. being offered a freehold via a local nominee) which might seem safe but carry hidden risks. In summary, Bali’s real estate market remains attractive and safe for foreign buyers who do their homework. By adhering to Indonesian law and exercising due diligence, you can confidently invest in Bali property.
Can foreigners buy or own property in Bali?
Foreigners cannot directly own freehold land (Hak Milik) in Indonesia, including Bali, under the law. However, they can legally acquire property rights through alternative structures. Common pathways are to purchase a long-term leasehold (Hak Sewa) for a fixed period (often 25–30 years) or to buy property using a Right of Use (Hak Pakai) title (available with a long-term stay permit). Another option is to set up a foreign-owned company (PT PMA) which can hold a Right-to-Build title (Hak Guna Bangunan) on land, giving effective ownership/control for an initial 30-year term (extendable up to 80 years). In summary, while foreigners cannot own freehold land outright, they can invest securely via long leases, Hak Pakai titles, or through a PT PMA company structure in compliance with Indonesian law.
What is the difference between freehold and leasehold in Bali?
Freehold (Hak Milik) means permanent ownership of land – it is the strongest property title, but only Indonesian citizens can hold Hak Milik. Freehold ownership has no time limit; the owner can use, sell, or pass down the land indefinitely (subject to zoning laws). In contrast, leasehold (Hak Sewa) means you have the right to use the land or property for a set term as specified in a contract. With a leasehold, the foreign buyer (lessee) does not own the land itself, but leases it for an agreed period (e.g. 25 years). After the lease period ends, ownership reverts to the original landowner unless an extension is agreed. Leasehold agreements often include options to extend the term by renegotiating with the owner. In summary: freehold is outright ownership (not available to foreigners directly), whereas leasehold is a long-term rental of the property/land for a number of years.
What is a PT PMA (foreign-owned company) and do I need one to buy property?
A PT PMA (Perseroan Terbatas Penanaman Modal Asing) is a foreign-owned limited liability company in Indonesia. Setting up a PT PMA is a common way for foreigners to invest in Bali real estate. This company structure can hold land titles that foreigners individually cannot, such as Hak Guna Bangunan (HGB – Right to Build). Through a PT PMA, a foreign investor can effectively own property with a long-term HGB title (initially 30 years, extendable up to 80 years) and even mortgage or resell the property under the company’s name. You might need a PT PMA if you want to purchase what is essentially a freehold property (land or villa) as a foreigner – the PT PMA becomes the legal owner of the land (holding HGB or usage rights), and you own the company. Forming a PT PMA involves administrative effort and costs, so it’s usually pursued by those looking at significant investments or commercial ventures. In summary, you do not need a PT PMA for a straightforward leasehold purchase, but if your goal is to hold property in a more secure, long-term way akin to ownership (or to run a business on the property), establishing a PT PMA is the safest legal route for foreign ownership in Bali.
What are the steps to buying property in Bali?
The process typically involves a few key stages. First, find a property that suits your needs and budget – usually with the help of a reputable agent who knows the Bali market. Once you’ve identified the property and agreed on a price, you will sign a preliminary agreement or Letter of Intent/Sales & Purchase Agreement and pay a deposit (often 10%). Next, you should engage a notary (PPAT) or legal professional to conduct due diligence – this means checking the property’s land certificate, verifying the seller’s ownership, ensuring there are no outstanding debts or legal disputes, and confirming the zoning and permit status. After due diligence is satisfactory, the notary will draft the Sales and Purchase Agreement (Akta Jual Beli or lease agreement). Both buyer and seller (or their representatives) then sign the deed of sale in front of the notary, and the balance of the purchase price is paid. Finally, the notary will register the transfer with the National Land Agency (BPN). If you’re a foreigner, the property would be registered under the appropriate title (leasehold in your name, or Hak Pakai in your name if eligible, or under your PT PMA’s name for an HGB). At this point, you take possession of the property. In summary: find a property → due diligence with notary → sign purchase deed and pay → registration of new ownership/lease. Always use a trusted notary to ensure each step is handled correctly.
Is it safe to buy property in Bali?
Buying property in Bali can be very safe and rewarding if done correctly. Thousands of foreigners have successfully purchased villas or land (mostly via leasehold or company structures) and enjoy secure ownership rights. Bali is a well-established destination for foreign investment, and the government welcomes it – but it’s crucial to navigate the legal framework properly. The main safety concerns are legal rather than physical: you must ensure the transaction is legal and the property’s status is clear. This means using the allowed ownership methods (leasehold, Hak Pakai, PT PMA) and avoiding illegal shortcuts. When you follow the regulations, Indonesian law does protect your rights (for instance, leases and usage rights are enforceable contracts). Working with experienced professionals – licensed agents, notaries, lawyers – adds a layer of security. They will verify the property’s background and make sure all documents are in order. Additionally, Bali’s property market has been stable, and contracts (when properly executed) are honored. However, one must be cautious of overly “easy” deals (e.g. being offered a freehold via a local nominee) which might seem safe but carry hidden risks. In summary, Bali’s real estate market remains attractive and safe for foreign buyers who do their homework. By adhering to Indonesian law and exercising due diligence, you can confidently invest in Bali property.
Testimonials
Testimonials
Testimonials
Hear From
Our Clients
Hear From
Our Clients
Hear From
Our Clients
Hear from our happy clients about their journey finding the perfect property and the trusted service they received throughout the process.
Hear from our happy clients about their journey finding the perfect property and the trusted service they received throughout the process
As a property developer in Bali, I’ve worked with multiple agents over the years. What stood out was Peter’s performance — he successfully sold six of my properties in just two months.
Pramod
Peter is a true professional — responsive, reliable, and aligned with our goals. He’s helped us secure prime land and continues to exceed expectations. Highly recommended.
Rasmus
A great experience with Harcourts — despite early challenges, their patience and support made all the difference.
Alessandro
I connected with Harcourts Purba Bali while searching for land for an Eco Village. As a foreigner, I found their diligence and knowledge of local laws incredibly helpful
Pramod
Siti, Eugene, and the team helped me secure my dream villa in Bali. Despite a complicated process, their support made it happen. Highly recommended!
Lili Tjandra
Buying land in Bali was nerve-racking, but Eugene from Harcourts made it easy and trustworthy. I fully recommend him and his team!
David Paterson
Buying land in Bali was nerve-racking, but Eugene from Harcourts made it easy and trustworthy. I fully recommend him and his team!
David Paterson
Siti, Eugene, and the team helped me secure my dream villa in Bali. Despite a complicated process, their support made it happen. Highly recommended!
Lili Tjandra
I connected with Harcourts Purba Bali while searching for land for an Eco Village. As a foreigner, I found their diligence and knowledge of local laws incredibly helpful
Pramod
A great experience with Harcourts — despite early challenges, their patience and support made all the difference.
Alessandro
Peter is a true professional — responsive, reliable, and aligned with our goals. He’s helped us secure prime land and continues to exceed expectations. Highly recommended.
Rasmus
As a property developer in Bali, I’ve worked with multiple agents over the years. What stood out was Peter’s performance — he successfully sold six of my properties in just two months.
Pramod
As a property developer in Bali, I’ve worked with multiple agents over the years. What stood out was Peter’s performance — he successfully sold six of my properties in just two months.
Pramod
Peter is a true professional — responsive, reliable, and aligned with our goals. He’s helped us secure prime land and continues to exceed expectations. Highly recommended.
Rasmus
A great experience with Harcourts — despite early challenges, their patience and support made all the difference.
Alessandro
I connected with Harcourts Purba Bali while searching for land for an Eco Village. As a foreigner, I found their diligence and knowledge of local laws incredibly helpful
Pramod
Siti, Eugene, and the team helped me secure my dream villa in Bali. Despite a complicated process, their support made it happen. Highly recommended!
Lili Tjandra
Buying land in Bali was nerve-racking, but Eugene from Harcourts made it easy and trustworthy. I fully recommend him and his team!
David Paterson
As a property developer in Bali, I’ve worked with multiple agents over the years. What stood out was Peter’s performance — he successfully sold six of my properties in just two months.
Pramod
Peter is a true professional — responsive, reliable, and aligned with our goals. He’s helped us secure prime land and continues to exceed expectations. Highly recommended.
Rasmus
A great experience with Harcourts — despite early challenges, their patience and support made all the difference.
Alessandro
I connected with Harcourts Purba Bali while searching for land for an Eco Village. As a foreigner, I found their diligence and knowledge of local laws incredibly helpful
Pramod
Siti, Eugene, and the team helped me secure my dream villa in Bali. Despite a complicated process, their support made it happen. Highly recommended!
Lili Tjandra
Buying land in Bali was nerve-racking, but Eugene from Harcourts made it easy and trustworthy. I fully recommend him and his team!
David Paterson
As a property developer in Bali, I’ve worked with multiple agents over the years. What stood out was Peter’s performance — he successfully sold six of my properties in just two months.
Pramod
Peter is a true professional — responsive, reliable, and aligned with our goals. He’s helped us secure prime land and continues to exceed expectations. Highly recommended.
Rasmus
A great experience with Harcourts — despite early challenges, their patience and support made all the difference.
Alessandro
I connected with Harcourts Purba Bali while searching for land for an Eco Village. As a foreigner, I found their diligence and knowledge of local laws incredibly helpful
Pramod
Siti, Eugene, and the team helped me secure my dream villa in Bali. Despite a complicated process, their support made it happen. Highly recommended!
Lili Tjandra
Buying land in Bali was nerve-racking, but Eugene from Harcourts made it easy and trustworthy. I fully recommend him and his team!
David Paterson
As a property developer in Bali, I’ve worked with multiple agents over the years. What stood out was Peter’s performance — he successfully sold six of my properties in just two months.
Pramod
Peter is a true professional — responsive, reliable, and aligned with our goals. He’s helped us secure prime land and continues to exceed expectations. Highly recommended.
Rasmus
A great experience with Harcourts — despite early challenges, their patience and support made all the difference.
Alessandro
I connected with Harcourts Purba Bali while searching for land for an Eco Village. As a foreigner, I found their diligence and knowledge of local laws incredibly helpful
Pramod
Siti, Eugene, and the team helped me secure my dream villa in Bali. Despite a complicated process, their support made it happen. Highly recommended!
Lili Tjandra
Buying land in Bali was nerve-racking, but Eugene from Harcourts made it easy and trustworthy. I fully recommend him and his team!
David Paterson
As a property developer in Bali, I’ve worked with multiple agents over the years. What stood out was Peter’s performance — he successfully sold six of my properties in just two months.
Pramod
Peter is a true professional — responsive, reliable, and aligned with our goals. He’s helped us secure prime land and continues to exceed expectations. Highly recommended.
Rasmus
A great experience with Harcourts — despite early challenges, their patience and support made all the difference.
Alessandro
I connected with Harcourts Purba Bali while searching for land for an Eco Village. As a foreigner, I found their diligence and knowledge of local laws incredibly helpful
Pramod
Siti, Eugene, and the team helped me secure my dream villa in Bali. Despite a complicated process, their support made it happen. Highly recommended!
Lili Tjandra
Buying land in Bali was nerve-racking, but Eugene from Harcourts made it easy and trustworthy. I fully recommend him and his team!
David Paterson
Buying land in Bali was nerve-racking, but Eugene from Harcourts made it easy and trustworthy. I fully recommend him and his team!
David Paterson
Siti, Eugene, and the team helped me secure my dream villa in Bali. Despite a complicated process, their support made it happen. Highly recommended!
Lili Tjandra
I connected with Harcourts Purba Bali while searching for land for an Eco Village. As a foreigner, I found their diligence and knowledge of local laws incredibly helpful
Pramod
A great experience with Harcourts — despite early challenges, their patience and support made all the difference.
Alessandro
Peter is a true professional — responsive, reliable, and aligned with our goals. He’s helped us secure prime land and continues to exceed expectations. Highly recommended.
Rasmus
As a property developer in Bali, I’ve worked with multiple agents over the years. What stood out was Peter’s performance — he successfully sold six of my properties in just two months.
Pramod
